Be-Preferred Lending Program

Mortgage Savings Exclusive to Mayo Clinic

A new fringe benefit, if you will. How befitting.

Designed with you in mind, our team of experts is here to determine which loan option works best for you, based on your needs. We are licensed in all 50 states and Washington, D.C. This means we are here to guide you to the right decision, no matter where you reside.

Whether it’s the purchase of a new home or refinance, we take a consultative approach and will provide options and solutions best suited for you.

We are not a call center – bemortgage is a compilation of experienced mortgage professionals and we only hire the best-of-the-best loan originators, processors and operations staff. We pride ourselves on delivering exceptional customer service.


Mayo Clinic Savings and Program Benefits:


  • You will receive a lender credit of $1245
  • Giving Back

  • A $250 donation will be made to the Mayo Clinic for every closed mortgage referred through this program
  • Competitive Terms and Specialty Products

  • We compete aggressively to bring Mayo Clinic low rates and fees
  • Low down payment programs for new home buyers
  • Specialized programs for medical doctors (including DOs) who are actively practicing or within 10 years of completing their original residency or fellowship.
  • Dedicated offering to newly licensed medical residents who are currently employed in residency or fellowship programs or set to begin their employment within 60 days of closing
  • New construction, jumbo, VA and more
  • Priority Processing

  • Streamlined loan application process
  • Expedited underwriting
  • Start to finish in as little as 10 days

  • Contact your program liaison, Joe Caltabiano with any questions:
    Joe-C_Headshot_Final (1)
    Joe Caltabiano
    SVP of Mortgage Banking
    NMLS: 14006
    Mobile: 773-818-5807

    About Joe Caltabiano

    Having closed over $2.5 Billion in loans in the last 15 years, Joe Caltabiano prides himself on listening to the needs of his customers and then offering guidance on the various programs available to them. His customer base ranges from first-time homebuyers to experienced investors who have worked with him on 20+ loans in the past. By providing information specific to their situation, he believes he can put borrowers in a better position to make an informed decision for themselves and for their families.

    Joe Caltabiano is a mortgage expert in every sense of the word. He has consistently been recognized as the country’s best-of-the-best by nearly every mortgage publication including Scotsman Guide, Mortgage Originators Magazine, Mortgage Professional America and the Illinois Association of Mortgage Brokers. He has been named a Top Closer, Top Volume Producer, Top Loan Officer, Top Originator and placed on the MPA Hot 100 List. He is Consistently included in all the “top originators” lists nationwide.

    Joe has been personally endorsed by hundreds of seasoned realtors that rely on him to provide exemplary customer service working to get their clients the best loan possible with a focus on successfully closing. He welcomes the untraditional borrower including medical professionals, entrepreneurs, independent contractors and the self-employed.

    In 2009, Joe was elected man of the year of the Leukemia and Lymphoma society. As a cancer survivor, he was proud to serve on their board and represent the organization. He is also a board member for Gateway for Cancer Research. In addition to philanthropy, Joe enjoys boating, tennis and spending time with his beautiful wife, Annie and their two children.

    About bemortgage

    At bemortgage, our perspective at the top of the industry let us see what others didn’t — that the process of getting a loan has gotten tangled up in red tape. So we created a new kind of lending business that’s nimble, innovative and designed to help our clients take advantage of historically low interest rates. We call it New Truth in Lending.

    Our hybrid approach as a lender and a bank makes us exceptionally flexible. Backed by the talented team at Bridgeview Bank Group, a respected leader in community banking with $1.2B in assets, bemortgage has the resources, competitive terms and product offerings of large national lenders, yet offers the speed, convenience and high service level of a boutique firm.


    Closing cost/Lender credit(s) subject to loan program and underwriting approval. Lender credit of $1,245 will be used to offset lender fees.

    This offer is available only to clients who use the dedicated, Be-Preferred benefit website or who mention this offer at the time of initial call.

    We're Ready To Help You Today!